On Christmas Eve many customer were faced with Subpumps that couldn't keep up with the rain or stopped working. This is a coverage called an endorsement "sewer, drain back up" added into your policy for a limited coverage of typically $5,000-$10,000 in total coverage. To dry out the area, remove wet drywall, carpet, replace your personal property that got damaged, and reconstruct your basement with new drywall or flooring.