Contents in Water?

4/25/2023 (Permalink)

Your home has been affected by water damage and so have your belongings. What should you do to help your contents? Moving wet contents out of the water into a safe dry spot. Now be cautious, you’re not just taking wet items and allowing the water to affect another area of the home. Best to store these wet belongings in concrete storage room, garage, patio and still dry those out with air movers.

If it’s wet, is it damaged and need replaced?

Just because an item is in contact with water means is damaged. If the water was not contaminated by sewage for example a plastic tote can be wiped off dry and will be salvageable. However, on a particle board bookshelf you may see the bottom swell and will not be able to be in the condition it was prior to the water damage.

Items we’ve seen some people claim as damage in water?

1. Pool Noodle
2. Beach Umbrella
3. Clothes

These are often not justified as damaged. Because they are made to get wet. Even clothes can be washed.

What do you need for your insurance? It’s between the customer and the insurance to justify the contents as damaged. We will show you why we’d suggest its damaged and the customer can determine if they agree or if they find any other items that appear to be damaged. You’re normally looking for visible damage or proof that it was in the water. However high-ticket items may be justified for repair instead of replacement such as a washing machine. Your insurance will want a photo, a description of the item and the replacement cost of what you can go buy the item at the store today for cost.